Find the Right Deposit Account
for You.
Looking to grow your savings? We offer a range of deposit accounts to fit your unique financial needs. Whether you’re saving for a down payment, planning for a vacation, or simply looking for a secure place to park your funds, we have the right solution for you. Explore our diverse selection of savings accounts, checking accounts, and certificates of deposit (CDs), each designed with competitive interest rates and convenient features to help you achieve your financial goals.
Your Future Starts Here: Share Savings
Saving for the future is a cornerstone of financial well-being. At I AM Federal Credit Union, we make it easy to reach your savings goals with our Share Savings accounts. These federally insured accounts offer competitive dividends on balances over $200, helping your money grow while staying secure.
Open an account online by clicking on the button below, or download PDF.
Benefits:
- Gain peace of mind knowing your money is insured.
- Get easy access to your funds.
- Earn interest on your savings.
- Pay your bills on time, automatically.
Effortless Banking: Share Draft Accounts
Tired of hidden fees and confusing terms? At I AM Federal Credit Union, we believe banking should be simple and affordable. Our Share Draft accounts offer the convenience you need for everyday banking, without the hassle.
Open an account online by clicking on the button below, or download PDF.
Benefits:
- No Minimum Required Balance
- No Monthly Service Fees
- No Per-Check Fees
- Duplicate Copy Checks
- Overdraft Protection Available
Vacation Club Account
Dreaming of your next getaway? Our Vacation Club Account helps you save specifically for your travel goals. Start planning your dream vacation today!
Open an account online by clicking on the button below, or download PDF.
Benefits:
- Minimum balance to open an account – You must deposit $1.00 to open this account.
- Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed annual percentage yield.
- This a term account, no checks will be mailed. Funds will be transferred to your regular share account on or about July 15th each year.
Holiday Club Account
Saving for Holiday, our Holiday club account gives you a way to dedicate funds to specific savings goals. At I AM Federal Credit Union we are here to help you save for the holiday. Open an account online by clicking on the button below, or download a PDF file.
Benefits:
- Minimum balance to open an account – You must deposit $1.00 to open this account.
- NO withdrawal allowed, This is a term account, No checks will be mailed funds will be transferred to your regular share account on or about Oct 15th each year.
Certificate of Deposit (CD)
We’re here to help you grow your money! That is why we are excited to introduce to you our Certificate of Deposit (CD) Program. A CD program will allow you to set money aside and earn a fixed interest rate for a certain period of time. Open an account online by clicking on the button below, or download a PDF file.
CD Term APY:
12 Months 5.25%
| 18 Months 5.00%
| 24 Months 4.75%
| 30 Months 4.50%
| 36 Months 4.25%
*Rates are subject to change without notice.
For more information call us today at: (212)957-1055
your peace of mind is our priority.
Benefits:
- Minimum balance to open a CD account is $1000.
- A safe choice for saving.
- Fixed rate for your term.
- Guaranteeing your money back.
- No monthly Maintenance fee.
- CDs are NCUA insured.