Loans Designed for Your Life:
From Celebrations to Citizenship, We’ve Got You Covered.
At I AM Credit Union, we understand that life is filled with diverse financial needs. Whether you’re celebrating a milestone, facing unexpected expenses, building your credit, or pursuing your dreams of citizenship, we’re here to support you. Explore our range of flexible loan options, designed to provide the financial resources you need, when you need them. From our no-credit-check Loyalty and Birthday Loans to our supportive Emergency and Citizenship Loans, we’re committed to your financial well-being. Discover how we can help you achieve your goals today.
Birthday Loan:
Happy Birthday! Treat Yourself!
It’s your day, and you deserve to celebrate. Our Birthday Loan provides quick cash for your special occasion. Get between $400 and $1,000, no credit check required, with a simple 12-month term and a 12.5% rate. Celebrate your birthday bash, worry-free!
Or download the PDF:
Loan Application Spanish Loan Application
Loyalty Loan:
As a Loyal Member, You’re Eligible for a Special Loan!
Skip the credit check and access funds from $400 to $1,500 with our Loyalty Loan. Enjoy terms up to 18 months at a 15% rate. To qualify, you’ll need to have been a member for at least one year, be employed, and have a checking account and e-statement setup. We appreciate your continued membership!
Or download the PDF:
Loan Application Spanish Loan Application
Emergency Loan:
When Life Surprises You, We’re Here: Emergency Loans.
We understand unexpected expenses can disrupt your plans. That’s why we offer a hassle-free Emergency Loan up to $2,500. Get back on track with terms up to 36 months, an 18% interest rate, and a $15 application fee. Plus, we offer optional financial counseling to support your financial well-being.
Or download the PDF:
Loan Application Spanish Loan Application
Citizenship Loan:
Your Path to Citizenship: The Citizenship Loan.
We’re here to help you achieve your American dream. Our Citizenship Loan provides financial assistance for immigration fees for you and your immediate family. To apply, please provide documentation of your immigration fee amount. Enjoy a 10% interest rate, terms up to 84 months, and a $10 credit report fee.
Or download the PDF:
Loan Application Spanish Loan Application