Your Guide to I AM Federal Credit Union Service Fees
Here’s a detailed breakdown of the fees associated with our banking services. We want to provide full transparency about any potential charges related to your accounts.
ALL ACCOUNTS
Abandoned Property $50
Account Closing Fee within 90 days $15
ACH Payroll Deductions Free
Activity Print Out $1
Address Change Free
Archive Research (In-House Documents) $15
Archive Retrieval (per container) $70
For Storage Documents
Automated Telephone Access (Infoline) Free
Check Stop Payment $25
Consul Letter $10
Direct Deposit Free
Electronic Transfer Reject $25
Electronic Transfer Stop Payment $25
Inactive/Dormant Account Monthly Fee $5
Monthly Low Balance Fee $1
Under 100, Savings Only
New Membership and New Account Fee $5
Paper Statement $3
Photocopy Charge (per statement period) $7
Returned Check (deposited) $25
Statement of Balance Letter $7
Tax Levy/Subpoena $30
Third Party Check Fee $1
Undeliverable Mail $2
Withdrawals in excess of 1 per month from the
Share Account $5
Vacation Account $5
Checking Services
Check Order Charge Fee varies with style
Checks Paid or Returned (drawn by account holder) $25
for Insufficient/Uncollected Funds
Courtesy Pay. $25
Photocopy Charge (per check) $5
Per Check Free
ATM Services
ATM Service Charge after 4 withdrawals $1
ATM Service Charge after 3 transfers $1
Balance Inquiry $1
Replacement ATM/Check Cards $5/each
Loan Fees – Consumer Loans
Collection Accounts 35% of unpaid balance
Credit Report Fee $10
Short Term Loan Application Fee $15
Overdraft Line of Credit Late Payment Fee $15
Change Effective 04/01/2021