**We’re here to help you reach your money goals!**

At I AM Federal CU, we get that life can throw some curveballs, and we’re ready to support you through it all.

That’s why we’ve teamed up with Starlight to provide our members with essential support during challenging times.

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Imagine there’s a treasure chest full of money that the government wants to give to people who need it, like your family! Sometimes, it’s tricky to find that treasure chest, right?

Well, your credit union, I AM FCU, is teaming up with Starlight to help you find it! They’re like a super-helpful guide.

Here’s what they can do:

Find Hidden Money: There are billions of dollars out there that people aren’t using. Your credit union can help you see if you qualify for some of that money.
Help with Everyday Stuff: This money can help with things like:
- Paying for daycare or after-school programs.
- Buying groceries.
- Getting money back when you file taxes.
- Helping if someone in your family loses their job.
- Paying the electricity or water bill.
Easy to Use: They’ll show you how to find programs in your area (like your city or state) and tell you how much money you might get.
They’ll Help You Apply: Filling out forms can be confusing, but they’ll walk you through it, step by step. They’ll even send you reminders so you don’t forget anything!
Real People, Real Help: Just like the quotes say, people have found this to be really helpful. It makes things easier to deal with.

How to find out more:

Just like the text says, you can click on the program names to learn more about them.

Basically, your credit union wants to make sure you and your family get all the help you can!

Let’s work together!

At I AM Federal Credit Union, we know families sometimes need a little extra help with money. We’ll show you how to find awesome programs that can save you money on important things like:

Childcare - CCAP

Are you struggling with childcare bills? Childcare assistance programs may offer financial relief by subsidizing the cost of childcare for eligible families. This allows parents to continue working or pursuing education while ensuring their children are cared for in a safe environment. Discover if you qualify for reduced childcare expenses and make parenting a bit easier on your wallet.

Healthcare - Medicaid

Medicaid provides comprehensive health insurance to eligible individuals and families, offering relief from the high costs of medical care. Check your Medicaid eligibility and see how you can apply.

Utilities - LIHEAP

Struggling with utility bills? LIHEAP provides financial assistance to individuals and households with utilities, including electric bills, light bills, and power bills. See how you can apply for utilities assistance with LIHEAP.

Food - SNAP, WIC

SNAP provides crucial food assistance to eligible individuals and families. By using an Electronic Benefits Transfer (EBT) card, similar to a debit card, recipients can purchase food at participating stores.

We will help you determine your eligibility and guide you through the application process.

WIC supports the health of pregnant women, new mothers, and young children with nutrition education, healthcare referrals, and assistance for food. If you’re a mother or expecting, see how WIC can help you and your child thrive. Check local requirements and apply to see what benefits you qualify for.

Cash Assistance - EITC , CTC

The Earned Income Tax Credit is designed to help working individuals and families receive financial relief. By reducing the amount of tax owed and potentially increasing your refund, EITC helps around 25 million people each year keep more of their hard-earned money. See what benefits you qualify for and whether you can claim this credit on your tax return.

The Child Tax Credit offers assistance to families by providing direct financial help to support the cost of raising children. This tax credit is available to qualifying families and can dramatically reduce the financial burden of parenting. Learn how you can save with the CTC by checking your eligibility.

Cash and Job Support - Unemployment

For those who have lost their job through no fault of their own, unemployment benefits offer short-term financial assistance to ease the burden. These benefits support your financial needs while you seek new employment. Explore how to apply for unemployment benefits and understand your eligibility.